Is Heartland Mobile Deposit safe?

Deposits made via our mobile app are protected according to the highest financial industry standards. Security features include password protection, multi-factor authentication, internet firewalls and 128 bit encryption. Making a deposit with your phone is as safe as using Online Banking.

How do I deposit a check via the Heartland Bank mobile app?

  • Choose Deposit from the menu listing
  • Choose Deposit Check on the screen
  • Select the checking account into which you want to deposit the check
  • Enter the amount of your check
  • Endorse the back of your check with your signature and For Mobile Deposit Only
  • Snap pictures of the front and back of your check
  • Choose Make Deposit and you will receive an onscreen confirmation that your check was deposited successfully

What are the cut-off times for Heartland Mobile Deposit?

Acceptable cut-off times for Heartland Mobile Deposit are Monday-Thursday at 5:00 pm and Friday at 6:00 pm.

Why am I unable to deposit my check?

  • Folded or torn corners
  • Front image is not legible
  • Routing and account numbers are unclear
  • Image is too light or too dark
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