To register for rewards, you must register the card through www.uchooserewards.com. This can be accessed through a link on our online credit card page. The first time you log on to the rewards site, you will need to set up a new log-in for access to this site, but going forward, the link will take you directly to your personal rewards site.

No. The uChoose Rewards program is free.

You can earn points at a rate of 1 point per $1 spent, and the rewards are listed onwww.uchooserewards.com. Through this site, you have the ability to receive statement credit in addition to redeeming points for gift cards, tickets and merchandise. You can also earn additional points through making purchases with featured retailers listed on the uChoose rewards site.

Once you register through the rewards site, points will be listed on the uChoose rewards site. You can gain access through your credit card online banking by clicking on the uChoose Rewards icon in the lower left portion of your account page or directly through www.uchooserewards.com.

Points are valid for three years from the date earned.

Yes, for the uChoose website only, you will need to re-register each time you receive a new card number. This doesn’t apply to new cards issued with the same card account number.

Yes.

You must first enroll in the uChoose rewards program before points will show up.

No. Points are automatically merged for joint accounts, but cannot be merged across multiple cards.

If you have points set to expire, these points will be indicated on the site 90 days before the expiration date.

You will earn 1 point for every dollar spent on your personal credit card.

Yes, points are earned immediately, but will not show up until you have registered through the rewards site.

You can inquire about your point balance through Client Services 800-697-0049, but you must redeem directly through the uChoose rewards website.

You will need to create a login on the uChoose rewards site to redeem points for merchandise or statement credits.

You can redeem points for a 1% statement credit beginning at 2500 points (Example 2500 points will be $25 in statement credit). You can begin redeeming points for catalog credit at 1000 points, or $10 in value.

Once a transaction is settled by the merchant, the points earned from the transaction will be available on the first business day of the following month.

If your card has been lost or stolen, you will be issued a replacement card and your points will be automatically transferred to your new card. Once you receive your new card, you will have to re-register your new card in www.uchooserewards.com.