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Business Savings Accounts

Small Business Savings
  • Six free debit items per month; thereafter, $0.50 per debit
  • $50 minimum opening deposit
  • $3 monthly maintenance fee (waived with $100 minimum daily balance)
  • Interest bearing with $100.00 minimum daily balance
  • Free eStatements and paper statements 
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Business Money Market Savings

  • 30 free deposit items per month; thereafter, $0.18 per deposited item
  • $1,000 minimum opening deposit
  • Six free debit items per month; thereafter, $15 per debit
  • $15 monthly maintenance fee (waived with $5,000 minimum daily balance)
  • Interest bearing with $0.01 minimum daily balance
  • Free eStatements.  Paper statements available for a $5 monthly fee; or $8 monthly fee with images
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Certificates of Deposit

  • Offered in terms of 1 month to 60 months (limited terms available for easy online account opening)
  • Competitive fixed interest rates
  • Interest distribution options available
  • Additional Details
  • Compare Rates
  • Please note that Public Funds accounts are not eligible to open CDs online, however for questions about Account Analysis, Public Funds and/or IOLTA accounts, please reach out to virtualbanking@Heartland.Bank 
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To open specialty accounts such as Public Funds, Account Analysis, IOLTA/IOTAs, Trusts & Estates Click Here