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Personal Savings Accounts

Heartland Savings

  • Interest paid on balances of $50 or more
  • $25 minimum opening deposit
  • Six free debits per month; thereafter, $.50 per debit
  • Free eStatements and paper statements 
  • Overdraft protection transfers when linked with a checking account
  • Compare Rates
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Advantage Savings

  • Tiered interest rate
  • $25 minimum opening deposit
  • Six free debits per month; thereafter, $15 per debit
  • $5 monthly maintenance fee (waived with $500 minimum daily balance)
  • Free eStatements and paper statements 
  • Overdraft protection transfers when linked with a checking account
  • Compare Rates
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Money Market Savings

  • Tiered interest rate with limited check-writing capability
  • $1,000 minimum opening deposit
  • Six free debits per month; thereafter, $15 per debit
  • $10 monthly maintenance fee ($10,000 minimum daily balance to waive maintenance fee)
  • Overdraft protection transfers when linked with a checking account
  • Free eStatements. Paper statement available for a $3 monthly fee, including images
  • Compare Rates
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Certificates of Deposit

  • Offered in terms of 1 month to 60 months (limited terms available for easy online account opening)
  • Competitive fixed interest rates
  • Interest distribution options available
  • Additional Details
  • Compare Rates
  • Please note that Public Funds accounts are not eligible to open CDs online, however for questions about Account Analysis, Public Funds and/or IOLTA accounts, please reach out to virtualbanking@Heartland.Bank 
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Individual Retirement Account

  • Fixed or variable rate products available
  • Term options available for IRA certificates
  • Competitive interest rates
  • Interest compounded quarterly

Health Savings Account

  • Tiered interest rate
  • $4 monthly maintenance fee (waived with $1,500 minimum daily balance or ownership of an additional Heartland Bank deposit account)
  • First order of basic HSA checks free of charge
  • Debit card access is available
  • Additional Details

 

To open specialty accounts such as Public Funds, Account Analysis, IOLTA/IOTAs, Trusts & Estates Click Here