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Personal Savings Accounts

Heartland Basic SavingsEarns Interest 6 Free Debits Minimum Daily Balance Maintenance Fee Open an account onlineeStatements
  • Interest paid on balances of $50 or more
  • $50 minimum opening deposit
  • Six free debits per month; thereafter, $.50 per debit
  • Free monthly e-Statements with Online Banking
  • Compare Rates
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Heartland Premium Savings Earns Interest 6 Free Debits Minimum Daily Balance Maintenance Fee Open an account onlineeStatements
  • Tiered interest rate
  • $1,000 minimum opening deposit
  • Six free debits per month; thereafter, $15 per debit
  • $5 monthly maintenance fee (waived with $500 minimum daily balance)
  • Free monthly e-Statements with Online Banking
  • Compare Rates
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Money Market SavingsEarns Interest 6 Free Debits Minimum Daily Balance Maintenance Fee Open an account onlineFree Checks eStatements
  • Tiered interest rate with limited check-writing capability
  • $1,000 minimum opening deposit
  • Six free debits per month; thereafter, $15 per debit
  • $10 monthly maintenance fee ($10,000 minimum daily balance to waive maintenance fee)
  • First order of basic checks free of charge
  • Free monthly eStatements with Online Banking
  • Compare Rates
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Certificates of Deposit Offered in terms of 1 month to 60 months Open an account onlineEarns Interest Interest distribution options available
  • Offered in terms of 1 month to 60 months (limited terms available for easy online account opening)
  • Competitive fixed interest rates
  • Interest distribution options available
  • Additional Details
  • Compare Rates
  • Please note that Public Funds accounts are not eligible to open CDs online, however for questions about Account Analysis, Public Funds and/or IOLTA accounts, please reach out to virtualbanking@Heartland.Bank 
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Individual Retirement AccountFixed or Variable Rate Term Options Earns Interest

  • Fixed or variable rate products available
  • Term options available for IRA certificates
  • Competitive interest rates

Health Savings AccountEarns Interest Minimum Daily Balance Maintenance Fee Free Checks Debit card access
  • Tiered interest rate
  • $4 monthly maintenance fee (waived with $1,500 minimum daily balance or ownership of an additional Heartland Bank deposit account)
  • First order of basic HSA checks free of charge
  • Debit card access is available
  • Additional Details

 

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