Credit Cards and Debit Cards

Cards for your convenience

At Heartland Bank, we are committed to keeping your financial world worry-free and hassle-free. Our credit and debit cards are the perfect products to provide easy access to your money anytime, anywhere. Convenience is the key - with the added touch of flexibility and security!

Heartland Bank Credit Cards:

Credit cards offer flexibility, security and convenience. Our Platinum, Gold and Classic Visa® credit cards allow charge privileges and cash advances throughout the US and worldwide. With stringent fraud monitoring and access to the CardValet mobile app on your smartphone, security is a priority and an expectation.

Additionally, uChoose Rewards® allows you to earn rewards for every net retail purchase you make with your Heartland Bank credit card. Brand-name merchandise, concert tickets and travel awards are available as your rewards accumulate. Visit to view the offerings.

Credit Card Features:

  • View account details online
  • View statements online
  • Make current payment or set up recurring payments
  • Set up alerts

Heartland Bank Debit Cards:

Often referred to as check cards, our debit cards offer the convenience and security of deducting payments for purchases directly from your checking account – no need to carry cash or personal checks. Your debit card allows access to the Money Pass network which provides accessibility at over 33,000 ATMs from coast to coast.

Debit cards carry consumer protections, do not allow for debt like a credit card and can have overdraft protection through the checking account associated with the debit card. Daily limits are inherent with debit cards, as well as stringent fraud monitoring as funds accessed with a debit card are issued directly from a checking account – your personal monetary access point. With the CardValet mobile app on your smartphone, additional protection and controls are available at your fingertips!

Money Pass: Embrace Your Freedom! Enjoy Surcharge-Free ATMs Nationwide.