Personal Deposit Accounts
Account Name |
Minimum to Open |
Minimum Balance to obtain APY1 |
Interest Rate |
APY |
Advantage Checking |
$25 |
$2,500 - $9,999.99
$10,000 - $24,999.99
$25,000 - $500,000+ |
0.01%
0.02%
0.05% |
0.01%
0.02%
0.05% |
Heartland Savings |
$25 |
$50 |
0.02% |
0.02% |
Ohio Homebuyers Plus** |
$100 |
$100 |
6.31% |
6.50% |
Money Market Savings |
$1000 |
$0.01 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $499,999.99
$500,000+ |
0.03%
0.08%
0.05%
0.05%
0.05%
0.12% |
0.03%
0.08%
0.05%
0.05%
0.05%
0.12% |
Money Market Savings
180 Day Special* |
$1,000 |
$0.01 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $499,999.99
$500,000+ |
0.03%
0.08%
4.22%
4.22%
4.22%
0.12% |
0.03%
0.08%
4.30%
4.30%
4.30%
0.12% |
Advantage Savings |
$25 |
$0.01 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $499,999.99
$500,000+ |
0.01%
0.02%
0.05%
0.06%
0.06%
0.05% |
0.01%
0.02%
0.05%
0.06%
0.06%
0.05% |
Health Savings Account |
$100 |
$0 - $1,499
$1,500 - $4,999
$5,000 + |
0.01%
0.02%
0.04% |
0.01%
0.02%
0.04% |
IRA Statement Savings
|
$100 |
$25 - $999.99
$1,000 - $249,999
$250,000 + |
0.02%
0.02%
Please Call |
0.02%
0.02%
Please Call |
1APY = Annual Percentage Yield. Minimum balance = the amount of principal in account each day. Fees could reduce earnings on the account. Rates subject to change without notice.
* Annual Percentage Yield (APY). Minimum opening deposit is $1000. Minimum balance to earn interest is $0.01. Minimum balance to earn promotional APY is $25,000. This is a tiered rate account. The promotional APY of 4.30% is available for the following tiers: $25,000 - $49,999.99, $50,000 - $99,999.99, $100,000 - $499,999.99. Regular rates apply to remaining tiers as follows: $0.01 - $9,999.99 is 0.03% APY; $10,000 - $24,999.99 is 0.08% APY; and $500,000+ is 0.12% APY. The promotional rate to applicable tiers is guaranteed for 180 days from the day of account opening. After 180 days, the rate may change at any time as the Heartland Bank Money Market Savings Account is a variable rate account. To qualify for the promotional rate, the opening deposit must be from funds not currently on deposit with Heartland Bank. APY accurate as of 09/23/2024. Fees may reduce earnings. Accounts closed less than 180 days from date opened will be charged an early close fee of $25.00. Limit one per household. Personal acconts only.
**For additional details and qualifications, please refer to https://www.heartland.bank/Ohio-Homebuyer-Plus