October is National Cyber Security Awareness Month. Identity theft is a serious problem affecting millions of people each year. It involves acquiring key pieces of someone’s identifying information, such as name, address, date of birth, social security number and mother’s maiden name, in order to impersonate them. It can start with lost or stolen wallets, stolen mail, a data breach, computer virus, “phishing” scams, or paper documents thrown out by you or a business. Because of the nature of the crime, victims often do not realize their identity has been stolen until they are denied credit, turned down for a job or sent a bill for purchases they did not make. Remember that cyber security is a shared responsibility!