Rate Center

Heartland Bank's Current Rates

Thinking of coming on over to Heartland? Maybe our rates will help you make your decision. Check below for our most current interest rates, APYs and minimums required on our accounts: Checking, Savings, Certificates of Deposit, Individual Retirement, Health Savings, Money Market Savings, and Business. We also provide rates for our Home Loans and Home Equity Lines/Loans along with Auto Loan rates.

Rates effective as of  

Deposit Accounts

Account Name Minimum to Open Minimum Balance to obtain APY Interest Rate APY Apply Online
Heartland Free Checking $50 N/A N/A N/A
Heartland Advantage Checking $100 $500 0.03% 0.03%
Heartland Premium Checking $100 $2,500 - $9,999.99
$10,000 - $24,999.99
$25,000+
0.04%
0.07%
0.12%
0.04%
0.07%
0.12%
Heartland Basic Savings $50 $100 0.05% 0.05%
Heartland Premium Savings $1000 $0.01 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $499,999.99
$500,000+
0.03%
0.08%
0.10%
0.12%
0.15%
0.12%
0.03%
0.08%
0.10%
0.12%
0.15%
0.12%
Heartland Money Market Savings $1000 $0.01 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $499,999.99
$500,000+
1.25%
1.25%
1.25%
1.25%
1.25%
0.12%
1.25%
1.25%
1.25%
1.25%
1.25%
0.12%

 

Time Deposit Accounts

Account Name Minimum to Open Minimum Balance to obtain APY Interest Rate APY Apply Online
6 Month CD $500 $500 0.13% 0.13%
18 Month CD $500 $500 0.39% 0.39%
24 Month CD $500 $500 1.88% 1.90%
36 Month CD $500 $500 1.88% 1.90%
48 Month CD $500 $500 1.88% 1.90%
60 Month CD $500 $500 1.88% 1.90%
12 Month Special - Online Only CD $5000 $5000 1.98% 2.00%