Find the right CD term and open your account online!  

It will only take a few moments - select your preferred term below and apply online today!

Product Features

 6 Month CD

12 Month CD

18 Month CD

24 Month CD

36 Month CD

48 Month CD

60 Month CD

Minimum to Open

$500

$500

$500

$500

$500

$500

$500

Minimum Balance to obtain APY2

$500

$500

$500

$500

$500

$500

$500

Interest Rate

0.03%

0.10%

0.20%

0.20%

0.25%

0.30%

0.40%

APY

0.03%

0.10%

0.20%

0.20%

0.25%

0.30%

0.40%

 

             

2 APY = Annual Percentage Yield. Minimum balance = the amount of principal in account each day. Fees could reduce earnings on the account. Rates subject to change without notice. Penalty may be imposed for early withdrawal. For personal accounts only. These rates are available for accounts opened online only. 

 

Don't see the term you're looking for?  Visit your local branch office and speak to one of our Heartland bankers today.