Savings accounts made easy!

We have a plan that’s right for you - check out the comparative grid below.

Product Features Heartland
Basic Savings
Heartland
Premium Savings
Money
Market Savings

Interest Paid

CheckmarkW/ $50 balance

CheckmarkTiered interest rate

CheckmarkTiered interest rate

Transaction Charge

Six free debits per month*
thereafter $.50 per debit

Six free debits per month*
thereafter $15 per debit

Six free debits per month*
thereafter $15 per debit

Minimum Daily Balance to Avoid Maintenance Charge

 

$500

$10,000

Monthly Maintenance Charge
(if below minimum)

 

$5

$10

Additional Benefits

Free monthly e-Statements
with Online Banking

Free monthly e-Statements
​with Online Banking

Free monthly e-Statements
​with Online Banking

First order of basic checks 
free of charge

 

     

*Federal regulation places a monthly limit on the number and type of transactions you may make from the above accounts.

Heartland Free Checking

Interest Paid:  

Minimum Opening Deposit:

$50

 

Minimum Daily Balance to Avoid Maintenance Charge:  

Monthly Maintenance Charge if below minimum:  

Transaction Charge waived with $1,000 minimum daily balance:  

Additional Benefits:  

View Account Details

Heartland Basic Checking

Interest Paid:  

Minimum Opening Deposit:

$50

 

Minimum Daily Balance to Avoid Maintenance Charge:

$600

 

Monthly Maintenance Charge if below minimum:

$7

 

Transaction Charge waived with $1,000 minimum daily balance:
$0.30 per debit item when you exceed 20 items per statement cycle

Additional Benefits:  

View Account Details

Heartland Advantage Checking

Interest Paid:
w/ $500 balance

Checkmark

Minimum Opening Deposit:

$100

 

Minimum Daily Balance to Avoid Maintenance Charge:

$100

 

Monthly Maintenance Charge if below minimum:  

Transaction Charge waived with $1,000 minimum daily balance:  

Additional Benefits:
First set of checks free
First year Safe Deposit Box rental free*

View Account Details

Heartland Premium Checking

Interest Paid:
w/ $500 balance

Checkmark

Minimum Opening Deposit:

$100

 

Minimum Daily Balance to Avoid Maintenance Charge:

$600

 

Monthly Maintenance Charge if below minimum:

$7

 

Transaction Charge waived with $1,000 minimum daily balance:
$0.30 per debit item when you exceed 20 items per statement cycle

Additional Benefits:
Free Cashier's Checks

View Account Details

* Size 3x5 or receive an equivalent credit towards a larger size Safe Deposit Box.