Personal Checking Accounts

Heartland Checking

  • No minimum daily balance
  • $25 minimum opening deposit
  • No monthly maintenance fee
  • Free e-Statements. Paper statements available for a $3 monthly fee, including images
  • Free Convenient Features

Heartland Basic CheckingRe-establish a Banking Relationship Maintenance Fee Minimum Daily Balance 20 Free Items

  • This account can be used to re-establish a banking relationship
  • $7 monthly maintenance fee (waived with $600 minimum daily balance)
  • 20 free debits per statement cycle; thereafter, $.30 per debit (waived with $1,000 minimum daily balance)
  • Free Convenient Features

Advantage Checking

  • Interest bearing with $2,500 minimum daily balance
  • $25 minimum opening deposit
  • $10 monthly maintenance fee (waived with $1,000 minimum daily balance)
  • Free e-Statements. Paper statements available for a $3 monthly fee, including images
  • Compare Rates
  • Free Convenient Features

Heartland Premium CheckingEarns Interest Minimum Daily Balance Maintenance Fee Open an account online20 Free Items Free Cashier's Check

  • Interest bearing with $2,500 minimum daily balance
  • $7 monthly maintenance fee (waived with $600 minimum daily balance)
  • 20 free debits per statement cycle; thereafter, $.30 per debit (waived with $1,000 minimum daily balance)
  • Free Cashier’s Checks
  • Compare Rates
  • Free Convenient Features