Personal Checking Accounts

Heartland Free Checking
No minimum daily balance No monthly maintenance fee Apply Now Free Convenient Features

Heartland Basic Checking
This account can be used to re-establish a banking relationship $7 monthly maintenance fee (waived with $600 minimum daily balance) 20 free debits per statement cycle; thereafter, $.30 per debit (waived with $1,000 minimum daily balance) Free Convenient Features

Heartland Advantage Checking
Interest bearing with $500 minimum daily balance $10 monthly maintenance fee (waived with $100 minimum daily balance) First order of basic checks free of charge Safe Deposit Box rental fee waived for first year (size 3x5 or receive an equivalent credit towards a larger size) Compare Rates Apply Now Free Convenient Features

Heartland Premium Checking
Interest bearing with $2,500 minimum daily balance $7 monthly maintenance fee (waived with $600 minimum daily balance) 20 free debits per statement cycle; thereafter, $.30 per debit (waived with $1,000 minimum daily balance) Free Cashier’s Checks Compare Rates Apply Now Free Convenient Features