Checking accounts made easy!

We have a plan that’s right for you - check out the comparative grid below.

Product Features Heartland
Free Checking
Heartland
Basic Checking
Heartland
Advantage Checking
Heartland
Premium Checking

Interest Paid

 

 

Checkmarkw/ $500 balance

Checkmarkw/ $2,500 balance

Minimum Opening Deposit

$50

$50

$100

$100

Minimum Daily Balance to Avoid Maintenance Charge

 

$600

$100

$600

Monthly Maintenance Charge
(if below minimum)

 

$7

$10

$7

Transaction Charge
(waived with $1,000 minimum daily balance)

 

$0.30
per debit item when
you exceed 20 items
per statement cycle

 

$0.30
per debit item when
you exceed 20 items
per statement cycle

Additional Benefits

 

 

First set of checks free

First year Safe Deposit Box
rental free*

Free Cashier's Checks

 

View Account Details View Account Details View Account Details View Account Details

* Size 3x5 or receive an equivalent credit towards a larger size Safe Deposit Box.

Heartland Free Checking

Interest Paid:  

Minimum Opening Deposit:

$50

 

Minimum Daily Balance to Avoid Maintenance Charge:  

Monthly Maintenance Charge if below minimum:  

Transaction Charge waived with $1,000 minimum daily balance:  

Additional Benefits:  

View Account Details

Heartland Basic Checking

Interest Paid:  

Minimum Opening Deposit:

$50

 

Minimum Daily Balance to Avoid Maintenance Charge:

$600

 

Monthly Maintenance Charge if below minimum:

$7

 

Transaction Charge waived with $1,000 minimum daily balance:
$0.30 per debit item when you exceed 20 items per statement cycle

Additional Benefits:  

View Account Details

Heartland Advantage Checking

Interest Paid:
w/ $500 balance

Checkmark

Minimum Opening Deposit:

$100

 

Minimum Daily Balance to Avoid Maintenance Charge:

$100

 

Monthly Maintenance Charge if below minimum:  

Transaction Charge waived with $1,000 minimum daily balance:  

Additional Benefits:
First set of checks free
First year Safe Deposit Box rental free*

View Account Details

Heartland Premium Checking

Interest Paid:
w/ $500 balance

Checkmark

Minimum Opening Deposit:

$100

 

Minimum Daily Balance to Avoid Maintenance Charge:

$600

 

Monthly Maintenance Charge if below minimum:

$7

 

Transaction Charge waived with $1,000 minimum daily balance:
$0.30 per debit item when you exceed 20 items per statement cycle

Additional Benefits:
Free Cashier's Checks

View Account Details

* Size 3x5 or receive an equivalent credit towards a larger size Safe Deposit Box.

All of our checking accounts include these FREE convenient features:

 
Visa Debit Card

Visa® Debit Card

Enhanced protection from EMV chip technology

Online and Mobile Banking

Online & Mobile Banking

Bank anywhere at any time

Bill Pay Icon

Bill Pay Services

Set up one-time and auto-recurring bills

Mobile Deposit Icon

Mobile Deposit

A safe and secure way to deposit checks

Direct Deposit Icon

Direct Deposit

Deposit your paycheck electronically

Money Pass Icon

MoneyPass® ATMs

Use of more than 33,000 ATMs nationwide

eStatements Icon

eStatements

Secure delivery of account information