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No matter how you choose to manage your money, we have a checking plan that’s right for you.
The comparative grid below may better help you decide which checking product best fits your needs.
Branches and ATMs
Making the switch has never been so easy! Come on over to Heartland...
Interest Paid
w/ $500 balance
w/ $2,500 balance
Minimum Opening Deposit
$50
$100
Minimum Daily Balance to Avoid Maintenance Charge
$600
Monthly Maintenance Charge (if below minimum)
$7
Transaction Charge (waived with $1,000 minimum daily balance)
$0.30 per debit item when you exceed 20 items per statement cycle
Additional Benefits
First set of checks free
First year Safe Deposit Box rental free*
Free Cashier's Checks
* Size 3x5 or receive an equivalent credit towards a larger size Safe Deposit Box.
Interest Paid:
Minimum Opening Deposit:
Minimum Daily Balance to Avoid Maintenance Charge:
Monthly Maintenance Charge if below minimum:
Transaction Charge waived with $1,000 minimum daily balance:
Additional Benefits:
Transaction Charge waived with $1,000 minimum daily balance: $0.30 per debit item when you exceed 20 items per statement cycle
Interest Paid: w/ $500 balance
Additional Benefits: First set of checks free First year Safe Deposit Box rental free*
Additional Benefits: Free Cashier's Checks
Enhanced protection from EMV chip technology
Bank anywhere at any time
Set up one-time and auto-recurring bills
A safe and secure way to deposit checks
Deposit your paycheck electronically
Use of more than 33,000 ATMs nationwide
Secure delivery of account information