Heartland Bank One Card

Manage your cash position

The One Card is a purchasing card for business expenditures that streamlines the purchasing process, particularly for small dollar purchases, and helps reduce the costs of procurement.  Spending limits and controls can be customized to meet your company’s needs.  We’ll establish a card for each designated employee, then give you a detailed, itemized statement of their monthly purchases so you can analyze your company spending and cash flow. Finally, for high volume clients, you’ll enjoy the added bonus of earning an annual rebate.


  • No annual fee
  • Improves controlled spending - limit card usage to specific merchant groups such as office supplies & equipment, travel, fuel, maintenance, repair, business services, etc.
  • Helps meet vendor obligations & enhance vendor relationships
  • Improves & extends cash flow/liquidity
  • Increases efficiency - saves time & expenses by simplifying and reducing steps to process
  • Enables businesses to take advantage of opportunities and cost-saving purchases
  • Valuable reporting options available
  • Excellent support, training and servicing through our third party provider Elan

To find out more details and if the One Card is a good fit for your business, please contact our Treasury Management Services. Click here to contact our team for more information.

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