Privacy Policy
What Does Heartland Bank Do With Your Personal Information?
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Facts
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Why?
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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What?
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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Social Security number and Income
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Account Balances and Account transactions
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Credit History and Credit scores
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How?
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All financial companies need to share Customers'personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers' personal information; the reasons Heartland Bank chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information
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Does Heartland Bank share?
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Can you limit this sharing?
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For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
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Yes
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No
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For our marketing purposes — to offer our products and services to you
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Yes
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No
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For joint marketing with other financial companies
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Yes
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No
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For our affiliates’ everyday business purposes — information about your transactions and experiences
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Yes
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No
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For our affiliates’ everyday business purposes — information about your creditworthiness
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Yes
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Yes
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For our affiliates to market to you
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Yes
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Yes
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For nonaffiliates to market to you
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Yes
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Yes
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| To limit our sharing |
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
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Questions?
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Call 800-697-0049 or go to www.Heartland.Bank/Privacy
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Who we are
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Who is providing this notice?
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Heartland Bank
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What we do
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How does Heartland Bank protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. At Heartland Bank, respecting the privacy and the security of your personal information is the foundation of our banking relationship.
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How does Heartland Bank collect my personal information?
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We collect your personal information, for example, when you:
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Open an account or
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Apply for a loan or
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Make deposits or withdrawals from your account or
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Seek financial or tax advice or
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Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
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Why can’t I limit all sharing?
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Federal law gives you the right to limit only:
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sharing for affiliates’ everyday business purposes — information about your creditworthiness
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affiliates from using your information to market to you
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sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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What happens when I limit sharing for an account I hold jointly with someone else?
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Your choices will apply to everyone on your account - unless you tell us otherwise
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates
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Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Permissions the Heartland Bank Mobile Application may ask for:
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Permissions
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Function
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Required For
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Camera
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Allows access to the device's camera
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Mobile Remote Deposit
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Files and Media
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Allows access to files/media on the device
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Secure Message Attachments
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Location
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Allows access to device location
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Maps - current location
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Other
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Use biometric hardware
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Biometric login options
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Other
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Use fingerprint hardware
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Fingerprint login option
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