John Kenkel

Residential Origination Manager, Northern Kentucky

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John joined Heartland Bank in April of 2020 as the Manager of Residential Origination for Heartland’s Northern Kentucky region. With lifelong experience in the banking and mortgage industry, his list of strengths includes his extensive knowledge of the Northern Kentucky area. After attending high school at Villa Madonna Academy in Northern Kentucky, John earned his bachelor’s degree in economics from the University of Cincinnati. Expanding on his educational foundation, John soon broadened his skills in all aspects of mortgage lending after holding positions in every step of the lending process, from processor to underwriter to loan originator. He specializes in customer relations to promote his understanding of what the client needs and to ultimately provide an exceptional, comfortable experience throughout the entire process.

John Kenkel John Kenkel


Office: 859-578-7105
Cell: 859-630-0856

Residential Origination Manager
Northern Kentucky
NMLS: 706245