Find the right CD term!  

It will only take a few moments - select your preferred term below!

Please note that Public Funds accounts are not eligible to open CDs online, however don't hesitate to reach out via email to VirtualBanking@Heartland.Bank for any questions about Public Funds, Account Analysis and/or IOLTA accounts.

 

Product Features

 

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Business
6 Month CD

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Business
12 Month CD

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Business
18 Month CD

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Business
24 Month CD

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Business
36 Month CD

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Business
48 Month CD

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Business
60 Month CD

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Minimum to Open

$500

$500

$500

$500

$500

$500

$500

Minimum Balance to obtain APY2

$500

$500

$500

$500

$500

$500

$500

Interest Rate

0.03%

0.10%

0.20%

0.20%

0.25%

0.30%

0.40%

APY

0.03%

0.10%

0.20%

0.20%

0.25%

0.30%

0.40%

2 APY = Annual Percentage Yield. Minimum balance = the amount of principal in account each day. Fees could reduce earnings on the account. Rates subject to change without notice. Penalty may be imposed for early withdrawal. These rates are available for accounts opened online only. 

 

Don't see the term you're looking for?  Visit your local branch office and speak to one of our Heartland bankers today.  

 

Business 6 Month CD

Minimum to Open

$500

Minimum Balance to obtain APY2

$500

Interest Rate

0.03%

APY

0.03%

Business 12 Month CD

Minimum to Open

$500

Minimum Balance to obtain APY2

$500

Interest Rate

0.10%

APY

0.10%

Business 18 Month CD

Minimum to Open

$500

Minimum Balance to obtain APY2

$500

Interest Rate

0.20%

APY

0.20%

Business 24 Month CD

Minimum to Open

$500

Minimum Balance to obtain APY2

$500

Interest Rate

0.20%

APY

0.20%

Business 36 Month CD

Minimum to Open

$500

Minimum Balance to obtain APY2

$500

Interest Rate

0.25%

APY

0.25%

Business 48 Month CD

Minimum to Open

$500

Minimum Balance to obtain APY2

$500

Interest Rate

0.30%

APY

0.30%

Business 60 Month CD

Minimum to Open

$500

Minimum Balance to obtain APY2

$500

Interest Rate

0.40%

APY

0.40%

2 APY = Annual Percentage Yield. Minimum balance = the amount of principal in account each day. Fees could reduce earnings on the account. Rates subject to change without notice. Penalty may be imposed for early withdrawal. These rates are available for accounts opened online only. 

 

Don't see the term you're looking for?  Visit your local branch office and speak to one of our Heartland bankers today.