Commercial Real Estate & Construction Lending
Financing to meet your needs now and later
Heartland is committed to accommodating your situation, your needs and your wants. Through local lending decision making, we ensure a quick turnaround and an exceptional service experience. Whether you’re an investor, a developer or an individual, your project is our project and we view your success as our success. Financing can be the key to that success - let us help you every step of the way!
Commercial Real Estate
Commercial Real Estate financing is available at Heartland Bank, and we are committed to closing! Our experienced team of lenders is standing by to help you with expansion, investment and refinance. Heartland Bank offers commercial financing programs and packages structured to accommodate your situation, your needs and your wants.
- Purchase, refinance or rehab
- Retail, residential subdivisions, condominiums, industrial, office, healthcare, mixed-use and multi-family
- Loan amounts up to $30 million
- No application fee
- Bridge loans, term loans and permanent loans
- Competitive variable and fixed rate options available
- Up to 80% LTV
- Local lending decision making
- Flexible repayment terms
Commercial Construction Lending
Heartland Bank’s experienced Commercial Relationship Managers are committed to bringing your project to life as wer are invested in the communities in which we live and work. Through our dedicated Contruction Monitoring Desk, we assist our borrowers with the construction process to ensure a smooth project. We work with business owners, developers and investors by providing commercial construction loans that ultimately match their financial requirements based on their lending needs.
- New builds/ground-up, adaptive reuse or value-add renovations
- Retail, residential subdivisions, condominiums, industrial, office, healthcare, mixed use and multi-family
- No application fee
- Interest-only payment options during construction
- Mini-perm loan term options
- Loan amounts up to $30 million
- Up to 80% LTV
- Competitive variable and fixed rate options available
- Local lending decision making
- Dedicated Construction Monitoring Desk
To speak with a Heartland Bank Commercial Relationship Manager, click here or visit any one of our local offices.