Home Equity Loans & Lines of Credit

Meeting your specific needs

If you’ve done your homework, you realize that you can actually make your home work for you! At Heartland Bank, we can help you with a Home Equity Loan or Line of Credit that would enable you to borrow against the equity in your home for such things as home renovations or repairs, debt consolidation, vacation or medical expenses.

Home Equity Loans

A Heartland Bank Equity Loan may be your solution as you research options to meet your specific financing need. This option allows you to use the equity in your home rather than other higher interest products.

Features include:

  • One-time disbursement
  • Fixed monthly payments
  • Various terms available
  • Make payments, view account information with Online Banking
  • Interest may be tax deductible (consult your tax advisor)*

Line of Credit

A Home Equity Line of Credit from Heartland Bank allows you to borrow against the equity in your home with the flexibility and ease of using your approved funds up to the limit, making payments against the balance, then using the available funds again as needed.

Features include:

  • Competitively low interest rates
  • Flexible terms
  • Make payments, view account information with Online Banking
  • Interest may be tax deductible (consult your tax advisor)*

*Consult your tax advisor regarding the deductibility of interest and potential tax savings

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