Agribusiness Lending Solutions

Want to grow? Plant your business with Heartland

Heartland offers many products and services to help you reach your goals. From lines of credit to equipment loans, we have the products you need to succeed. Our Agribusiness bankers provide lending solutions for a variety of situations - it's why we're here and what we do!

Lines of Credit:

Real Estate Secured

Heartland Bank’s Real Estate Secured Credit Line is often the best option for working capital to expand your farm, finance property improvements, purchase equipment and much more. You might be surprised by our low rates on a Line of Credit secured by your farm.


Heartland Bank offers Line of Credit operating loans to its qualified farm customers to assist them with operating expenses throughout the year. These loans offer a flexible financing tool that allows you to borrow the money you need when you need it, at competitive variable interest rates.


Farm Equipment

Equipment upgrades and replacements are inevitable when you depend on sophisticated machinery to run your farming operation. Heartland Bank offers equipment loans for many types of agricultural equipment from row crop and farm machinery to grain bins and livestock equipment.

Farm Real Estate Loans

Heartland Bank offers low, fixed-rate financing for your long-term real estate purchase or refinance. If the farm next door is coming up for sale or you want to refinance your existing farm loan to a lower fixed rate, contact one of our lenders today for a competitive interest rate quote.

Farm Facility Loans

Heartland Bank can handle your construction needs. Our lenders have experience in building or expanding dairy parlors, dairy barns, swine and poultry barns and more. We can handle that new machine shop as well. Ask us about loans for these facilities.

To speak with a Heartland Bank Agribusiness Banker, click here or visit any one of our local branches.

Farm Loans

as low as


Fixed Rates up to a 30 Year Term

*Loans subject to specific loan approval standards and requirements