*Annual Percentage Yield (APY). Minimum balance to open and maintain the advertised 9 month APY of 5.15% is $5,000. APY is accurate as of 09/04/2023. Maximum deposit is $250,000. IN BRANCH ONLY offer. Not available online. Please see your local branch office for disclosure information regarding terms and conditions. Penalty may be imposed for early withdrawal. Rates are subject to change at any time. No brokers please. Limited time offer. Limited to one per household. Not valid with money currently on deposit at Heartland Bank. Personal accounts only.