We'll help make home ownership a reality!

Heartland Bank is pleased to offer affordable options for Central Ohio homeowners and buyers.


  • Flexible terms 
  • Fixed rates 
  • No mortgage insurance 
  • No closing 

It's easier than you think!

  • Do you have a 680+ credit score?
  • Do you have 24 months of continuous employment?

If you're looking for a house and answered YES to these questions, Heartland Bank is here to help!

An example monthly payment for a $50,000 loan (purchase price of $52,632 with a 5% down payment) for a 15-year fixed rate term with an APR of 4.508% as of 6/28/2017, would be 179 payments of $379.31 and 1 final payment of $379.24. The actual payment amount will be greater as the example payment does not include any applicable taxes and insurance premiums. Minimum credit score of 680 to qualify. Applicants will need to take a homeownership class. This special loan program is for applicants that are purchasing or refinancing a home in a low to moderate income census tract or for applicants with low to moderate income. All mortgage applications are subject to credit review and approval. Actual rates may vary based on credit history. Other terms and conditions apply. See location for details. *PMI = Private Mortgage Insurance

Come on over to Heartland!

Go local and experience real community banking, where we thrive when our customers and communities do the same.  By banking locally, you'll enjoy a relationship-based experience, superior customer service and the pride that comes with reinvesting in one's community.




            Andrew Miller

            Mortgage Originator

            Heartland Bank

            (614) 552-0511

            email Andrew