Friendship has its rewards!

Go ahead. Talk about us!

If you love banking with us, please introduce your friends, family members and co-workers to Heartland Bank. 

Refer a Friend and You Both Get $50.00

Here’s how it works:

Complete the online referral form below and have your friend apply online to open a checking account at Heartland.Bank. We’ll reward you both with $50 when your friend opens a personal checking account, uses their debit card 5 times, enrolls in e-statements, and signs up for direct deposit.  The new customer should add the promo code 50Refer50 when opening the new account online.*

Loading
  • Your Information



  • New Customer Information



*Referring Client - You must have a Heartland Bank personal checking account. By referring a friend or family member, you are choosing to disclose that you have a checking account at Heartland Bank. Heartland Bank will not disclose any information regarding your account to the new client nor provide any information to you regarding the status of the referral. $50 reward will be deposited into your heartland bank checking account within 30 days after all conditions are met by referred customer.

*Referred Customer - Earn a $50 reward when you open a Heartland Checking Account with Direct Deposit online using promo code 50Refer50. Minimum opening deposit for a Heartland Checking account is $50. To qualify for the $50 reward, the following conditions must be met within the first 60 days: (a) qualifying direct deposit(s) must be received, (b) at least 5 Heartland Bank Visa Debit card purchases must be made, and (c) enrollment in e-statements must be completed. Account must be in good standing in order to receive referral award. Your checking account must remain open in order for you to receive the reward, which will be credited to the eligible account within 30 days after all conditions have been met. Personal accounts only. Offer does not apply to second or multiple checking accounts within the same household or for customers who have closed a Heartland Bank checking account within the last 180 days. A qualifying direct deposit is defined as a recurring direct deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into your Heartland Free Checking Account. The total amount of all qualifying direct deposits credited to your checking account must be at least $500. Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying direct deposits. A qualifying debit card purchase is defined as any debit card purchase made at point of sale using your signature or PIN, or a purchase made electronically or online using your debit card number, including recurring payments. Enrollment in e-statements can be completed at time of account opening or within the first 60 days through online banking. This limited time offer may be withdrawn or changed at any time. All standard account requirements apply. By redeeming this coupon, you authorize Heartland Bank to credit the referring client $50, disclosing the fact that you opened an account with Heartland Bank. This offer may not be combined with any other offer.

Follow us on Social Media! #FeelGoodBanking