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Current Rate Specials

 

Enjoy a bountiful harvest with our Fall Savings Special 90-Day Money Market 4.75% APY* on balances between $25,000 and $499,000

 

 

* Annual Percentage Yield (APY). Minimum opening deposit is $1000. Minimum balance to earn interest is $0.01. Minimum balance to earn promotional APY is $25,000. This is a tiered rate account. The promotional rate of 4.75% is available for the following tiers: $25,000 - $49,999.99, $50,000 - $99,999.99; $100,000 - $499,999.99.  Regular rates apply to remaining tiers as follows: $0.01 - $9,999.99 is 0.03% APY: $10,000 - $24,999.99 is 0.08% APY and $500,000+ is 0.12% APY. The promotional rate to applicable tiers is guaranteed for 90 days from the day of account opening. After 90 days, the rate may change at any time as the Heartland Bank Money Market Savings Account is a variable rate account. To qualify for the promotional rate, the opening deposit must be from funds not currently on deposit with Heartland Bank. Limit one (1) promotional Money Market Savings Account special per household per six (6) months. APY accurate as of 9/25/2024. Fees may reduce earnings. Accounts closed less than 180 days from date opened will be charged an early close fee of $25.00. Personal accounts only. This is an in branch only special for the Northern Kentucky and Cincinnati market.