First Time Homebuyers

Mortgage on your mind?


We hope so! We are here to make your homeownership dreams come true. As a community bank, our goal is to build financial relationships within our community to service our community. We don't know of any better way to prove our commitment than to help those around us with making their dreams come true!

We are local which means decisions are local. You will have direct access to a mortgage lender - you read that right - who will guide you every step of the way. We're here for you when you need us most, and we will strive to provide the best quality service possible.

At Heartland Bank, we also want to provide assistance and knowledge. For that reason, we are providing a link below to the Freddie Mac Home Mortgage page. This link will provide additional information to get you started with the thought process behind the possibilities for a home mortgage.

Click here to view the Affordable Lending Guide from Freddie Mac! 


Once you're ready to go, we invite you to apply online or email one of mortgage bankers. They can be your partner through the entire process and provide the peace of mind you're looking for as you take that first step toward owning your first home!


Have you downloaded our First Time Buyer Loan Guide?

Your Mortgage Starts Here!  Apply Now!

Check out our Mortgage Rates! View Now