Certificates of Deposit 

Earn more by locking in your rate!

With a Heartland Bank CD, your money grows at a fixed rate over a specific term – the longer your term, the more it earns. That's exciting for your finances because you have a guarantee to earn a specific amount of money at the end of the term. You can use the money for a specific purchase, event or activity, or reinvest it in more CDs to continue the solid growth.

Find the right CD term and open your account online!  

It will only take a few moments, so select your preferred term below and apply online today!

Product Features

6 Month CD

12 Month CD

18 Month CD

24 Month CD

36 Month CD

48 Month CD

60 Month CD

Minimum to Open

$500

$500

$500

$500

$500

$500

$500

Minimum Balance to obtain APY2

$500

$500

$500

$500

$500

$500

$500

Interest Rate

0.03%

0.10%

0.20%

0.20%

0.25%

0.30%

0.40%

APY

0.03%

0.10%

0.20%

0.20%

0.25%

0.30%

0.40%

 

             

 

Don't see the term you're looking for?  Visit your local branch office and speak to one of our Heartland bankers today.