Certificates of Deposit 

Earn more by locking in your rate!

With a Heartland Bank CD, your money grows at a fixed rate over a specific term – the longer your term, the more it earns. That's exciting for your finances because you have a guarantee to earn a specific amount of money at the end of the term. You can use the money for a specific purchase, event or activity, or reinvest it in more CDs to continue the solid growth.

Find the right CD term and open your account online!  

It will only take a few moments, so select your preferred term below and apply online today!  

Don't see the term you're looking for?  Visit your local branch office and speak to one of our Heartland bankers today.  


Interested in our 12 month Special - Online Only CD? 
Here's the details... 

Account Name Minimum to Open Minimum Balance to Obtain APY Interest Rate APY
12 Month Special -Online Only CD $5000 $5000 1.00% 1.00%
*APY=Annual Percentage Yield.  Minimum Balance= the amount of principle in account each day.  Fees could reduce earnings on the account.  Rates subject to change without notice.  Penalty may be imposed for early withdrawl. For personal accounts only.
Available online only! 12 month CD Special! 1.00% APY-Apply Now!