Summer, Sunshine & Savings at Heartland Bank 

Put your money to work with our Summer CD Special!  

If you're saving for the future, here's an opportunity to make it a little brighter.  Stow away that money you don't need to touch for a while and we'll give you a fixed, guaranteed return! With CDs, your savings grow over a set period of time with a guaranteed fixed rate of return.  

What is a Certificate of Deposit?

A CD is a safe and predictable way to save money.  The money you deposit into a CD is FDIC-insured, meaning it's protected by the U.S. government up to the maximum amount allowed by law.  CDs are offered in terms and require that you leave your money in the account until the term ends, also known as the maturity date.  Essentially, your money is committed to the CD for a certain amount of time, but it's also guaranteed to grow at a fixed rate for the length of the term.