Sometimes, building a healthy cushion of savings can seem like a daunting task. We all know how easy it is to make a late credit card payment, or to end up spending all of your paycheck without remembering to save part of it. One easy way to get started on saving this America Saves Week is to automate your savings. Having technology work to save money for you takes much of the effort out of the equation, saves time, and makes it easier for you to achieve your goals.

All Heartland Bank clients have access to a FREE suite of tools to strengthen their financial privacy and security. If you’re not taking advantage of these yet, please take a few minutes to review the benefits here. These new offerings further enable clients to control their own exposure to the perils of the online and card space.

Purchasing a home is without question a daunting task, especially if it is your first home. It’s likely the largest purchase of your life thus far, so you will want to ensure that everything runs smoothly. As a potential first time home buyer you may first wonder, “Should I rent or buy?” Here’s what you need to do:

In recent years, barely a month passed without news of a well-known brand or company suffering a cyber attack. Consumers are finally beginning to have a greater understanding of what these data breaches mean to them and their ever-broadening online identity. And they’re looking for ways to help protect themselves!

Have you set your New Year’s resolutions yet? It’s not too late! At the start of 2016, it’s time to start making promises to yourself or family and friends about doing things better than last year—and that includes making better financial decisions. The way that you handle your money has a huge impact on your life and can have a lasting effect on your family's life as well. So whether you feel you're on fairly solid economic ground or you know you need to be more disciplined, here's a list of financial resolutions for 2016.