Heartland Bank Mortgage Products & Rates
March 21, 2023
| Conforming Loan Products |
Terms |
Rate |
LTV |
| Purchase & Rate/Term Refi: |
30 Year Fixed |
3.000% |
≤ 80%
|
| |
15 Year Fixed |
2.375% |
≤ 80% |
| Cash-Out Refi: |
30 Year Fixed |
3.250% |
≤ 80% |
| |
15 Year Fixed |
2.500% |
≤ 80% |
Maximum loan amount of $484,300. Heartland Bank retains servicing; Closing costs will not exceed $750 plus title fees, appraisal, appraisal management & review fee, flood search, credit report, recording costs and title insurance fees; Real estate tax and insurance escrow required; Owner Occupied Properties.
| Portfolio Loan Products |
Terms |
Rate |
LTV |
| Purchase & Refinance |
15 Year Fixed |
3.000% |
≤ 80% |
| |
10/1 Arm |
2.750% |
≤ 80% |
| |
7/1 Arm |
2.500% |
≤ 80% |
ARMs tied to 1 year CMT + a minimum margin of 3.125%; ARMs amortized over a maximum of 30 years; Closing costs will not exceed $750 plus title fees, appraisal, appraisal management & review fee, flood search, credit report, recording costs and title insurance fees; Title insurance or Attorney’s Opinion required; Owner Occupied Properties.
FOR PROFESSIONAL REALTOR USE ONLY
Not for distribution to consumers
Financing options up to 30 years for Conventional, FHA, VA, HARP products with credit scores as low as 620 are available. FHA products with credit score as low as 580 are also available. Rates, programs and guidelines are subject to change at any time. Exact APR will vary depending on term and loan amount. Additional Requirements must be met.
Contact BJ Douglass today!
