Commercial Real Estate & Construction Lending

Financing to meet your needs now and later

Heartland is committed to accommodating your situation, your needs and your wants. Whether you’re an investor, a developer or an individual, your project is our project and we view your success as our success. Financing can be the key to that success - let us help you every step of the way!

Commercial Real Estate

Commercial Real Estate financing is available at Heartland Bank, and we are committed to closing! Our experienced team of lenders is standing by to help you with expansion, investment and refinance. Heartland Bank offers commercial financing programs and packages structured to accommodate your situation, your needs and your wants.

  • Purchase, develop, refinance or renovate
  • Retail, residential subdivisions, condominiums, industrial and mixed use
  • Loan amounts ranging from $25,000 to $30 million
  • No application fee
  • Various rate options available
  • LTV to 80%
  • Up to 20 year amortization available

Commercial Construction Lending

Heartland Bank’s Commercial Lending officers are committed to their customers – by helping them complete a smooth construction project. Our lenders not only assist individuals, they can accommodate developers and commercial real estate investors providing commercial construction loans that ultimately match the financial requirements of our unique customers.

  • New builds or renovations
  • Retail, office, industrial, apartments, residential sub-division, or mixed use
  • No application fee
  • Loan amounts ranging from $25,000 to $30 million
  • LTV to 80%
  • Various rate options available
  • Construction to permanent available

To speak with a Heartland Bank Commercial Relationship Manager, click here or visit any one of our local branches.

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