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* Offer available to new checking account clients only. $50 minimum to open a Heartland Free Checking Account. To qualify for the $110.00 reward, the following conditions must be met within the first 60 days: (a) qualifying direct deposit(s) must be received and (b) at least 10 Heartland Bank Visa Debit card purchases must be made. Your checking account must remain open in order for you to receive the reward, which will be credited to the eligible account within 30 days after all conditions have been met. Personal accounts only. A qualifying direct deposit is defined as a recurring direct deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into your Heartland Free Checking Account. The total amount of all qualifying direct deposits credited to your checking account must be at least $500. Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying direct deposits. A qualifying debit card purchase is defined as any debit card purchase made at point of sale using your signature or PIN, or a purchase made electronically or online using your debit card number, including recurring payments. BANKER INSTRUCTIONS: Bankers please use banking code 425. Member FDIC