Rate Center

Heartland Bank's Current Rates

Thinking of coming on over to Heartland? Maybe our rates will help you make your decision. Check below for our most current interest rates, APYs and minimums required on our accounts: Checking, Savings, Certificates of Deposit, Individual Retirement, Health Savings, Money Market Savings, and Business. We also provide rates for our Home Loans and Home Equity Lines/Loans along with Auto Loan rates.

Rates effective as of  

Deposit Accounts

Account Name Minimum to Open Minimum Balance to obtain APY1 Business Interest Rate Business APY*
Heartland Business Premium Checking Account $100 $2,500
$10,000
$25,000
0.02%
0.02%
0.02%
0.02%
0.02%
0.02%
IOLTA Account / IOTA Account $0 $1,000 0.50% 0.50%
Heartland Business Basic Savings $100 $100 0.05% 0.05%
Heartland Business Money Market Savings $1000 $0.01 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $499,999.99
$500,000+
0.02%
0.03%
0.05%
0.07%
0.10%
0.12%
0.02%
0.03%
0.05%
0.07%
0.10%
0.12%
Business Rep. Sweep Account N/A N/A 0.05% N/A

 

1APY = Annual Percentage Yield. Minimum balance = the amount of principal in account each day. Fees could reduce earnings on the account. Rates subject to change without notice.