Refinance Your Mortgage with Heartland
Your Home is Local. Your Bank is Local. Is Your Morgage?
If your mortgage is not at Heartland Bank, now is the perfect time to consider a community-minded bank with great rates and exceptional service.
Your home refinance is simple with us. We offer a flat fee, fast turn-around time, competitive refinancing rates, and our team of expert community bankers by your side from the beginning to the very end with personalized service and an easy pre-approval process.
Refinancing is a great option if you’re looking to…
Reduce your interest rate
Interest rates can change. So can your cash flow or your home’s value. Refinancing your mortgage to a lower rate mortgage can result in significant savings over the life of the loan.
Shorten your loan term
If you shorten your mortgage term, a side benefit is often a lower interest rate, thus you may experience only a slight increase in your payment with a large decrease if the number of years you are required to pay.
Use your home equity
You have worked hard to build equity in your home over the years, now might be the time to use this equity to consolidate debt or make that large purchase you’ve been eyeing. Our team of Mortgage professionals will help determine what options are available to fit your needs.
Change from a variable rate to a fixed rate loan
With a fixed rate mortgage, the monthly principal and interest payments remain the same for the term of the loan. Fixed rates are best for buyers who plan to make their house purchase a long-term investment – a house that will be your forever home!
Come on over to Heartland!
At Heartland Bank, we’re committed to helping you find the right mortgage product that meets you needs. Refinance your mortgage today! Contact your local branch banker here or start the process by applying today!
* Valid on new applications only. The client will receive a closing cost credit on their closing disclosure in the amount of $250.00. This offer is only available to Heartland Bank clients. This is not a commitment to lend. Additional restrictions/conditions may apply. Not valid with any other discount or promotion. Member FDIC NMLS# 440231 Equal Housing Lende